Now is the time to buy a home in and around the Oregon coast,
 why you might ask?? Well we have some wonderful buys right now on stick built homes and manufactured, The stick built homes that are starting  at  $99,900 and going up to $200,00 are the ones that red hot right now. In very good neighborhoods and schools, and close to rivers, lakes, dunes and beaches

 The manufactured homes range from $19,500 to $ 50,000 in family parks. Included in the space rent are the water, sewer, trash, and commons.  

In 55+ parks they range from $63,500 to $117,500 and the space rent includes water, sewer commons and boat launch. We have some right on the water WOW! Call my cell for more information.
(541) 999-7628

GOOD NEWS - DreamSavers Eligibility Guidelines Have Changed!!     Changes have taken place on the way the DreamSaver reviews income.  Previously gross income was used to determine income eligibility, they are now reviewing adjusted income.  What does that mean???    People that may have been denied prior to 5/1/2010 due to being over income may now possibly qualify for this program. 

If you or someone you know are thinking about savings for buying a home, or perhaps you want to go to school to get retrained, need equipment to start that small business you have been putting off, need assistive technology to qualify for a job or need to make a major needed repair on your home, this program could be for you!  DreamSavers is a matched funds savings program that allows you to save towards your goal and receive a grant with a three to one match.  This program, which serves all of Southern Oregon, is enrolling new clients.  DreamSavers is for anyone 12 and older and up to two per household can enroll.  For more info call 541-756-1000 or 541-673-4909

Now Available three $1,000 Down Payment & Closing Cost Grants!  We have received grant funds from Oregon Association of Realtors to help first-time homebuyer's income Coos County achieve homeownership. Call right away for grant guidelines and grant applications.  This is a grant not a loan. for more information contact #541-756-1000 

FOCUS ~ Three reports brought cheer to the markets.

1. This was the week, of course, when the Federal Reserve ceased its purchases of mortgage-backed securities (MBSs), a move that had been awaited with some concern by investors. The Fed has been buying up MBSs so as to make sure there is adequate demand for the huge supply available for purchase. If demand were to decline, yields to investors would rise, very likely taking other interest rates higher as well. However, the markets have had plenty of time to digest the fact that the Fed was going to stop making the purchases. No panic ensued this week, therefore. But no one is certain that private investors can fully take up the slack left by the Fed's exit from its purchase program. Still, the initial mild reaction calmed the markets.

2. Surveys showed that manufacturing orders and output were improving solidly, not just in America, but throughout the world. The U.S. Manufacturing Index reached its highest level since 2004. Meanwhile, China's manufacturing sector grew for the thirteenth consecutive month. Exemplary of the positive manufacturing data were signs of growth from auto manufacturers, with General Motors and Honda each announcing a 20% jump in auto sales. The news, especially since it was strong throughout the world, led to a rise among stock markets, as investors acted on a firmer belief in the economic recovery's strength.

3. The important employment report for March was released Friday, April 2. It showed an addition of 162,000 payroll jobs in our nation. At the same time, the household survey component of the report indicated that the unemployment rate remained where it was at 9.7%, which was understandable since more people are probably looking for employment as a result of job market improvements, and those who are once again seeking employment are treated as additions to the ranks of the unemployed. (When they weren't actually looking for jobs, they were in a statistical limbo in which they were neither unemployed nor employed.) These numbers suggest that our economy is unlikely to continue shedding jobs, and thus the stock markets reacted favorably. However, though the numbers showed a clear improvement, they simply aren't high enough yet to force the unemployment rate lower. We need at least 250,000 new jobs each month in order to employ those Americans newly entering the work force.

When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales.